Personal Checking Account

Experience hassle-free banking with zero monthly fees and premium features

Open an Account

No Monthly Fees

Keep more of your money with zero monthly maintenance fees and no minimum balance requirements.

Mobile Banking

Manage your account anywhere with our secure mobile app and online banking platform.

Advanced Security

Rest easy with 24/7 fraud monitoring and zero liability protection.

Account Requirements

  • Valid ID

    Government-issued photo ID required

  • Initial Deposit

    $25 minimum opening deposit

  • Age Requirement

    Must be 18 years or older

Additional Benefits

Free Debit Card

Contactless debit card with worldwide acceptance and purchase protection.

ATM Network

Access to over 60,000 fee-free ATMs nationwide.

Free Transfers

Unlimited free transfers between Costa Checking accounts.

Account Alerts

Customizable alerts for transactions, balances, and security.

Ready to Get Started?

Open your Costa Checking account today and experience banking designed around you.